As a younger twenty something fresh out of college, I didn't really know what I was getting into when I signed up for a credit card. I did do some research on the Internet ahead of time, and I decided to go with a smarter credit card option that would allow me to earn rewards along the way. If you know me personally, you already know how much I LOVE bargains, so spending and earning at the same time seemed like a great way to go in the world of credit card options. A couple of years later, I still love the option to earn rewards and cash them in for various items such as gift cards, cash, flights, etc.
I like the Chase Freedom card for several reasons:
1) When you charge $500 in the first 3 months of having your card, Chase gives you $150 back. What's not to love about that? You'll be saving a chunk of money from the get go.
2) You earn 1% cash back on every single purchase you make.
3) You earn 5% cash back in specific categories that rotate every several months. Chase sets up the categories and sends you an email every 3ish months about the eligible stores/type of purchases will get you 5% cash back. Right now restaurants and movie theaters are in this window.
4) There is a 0% APR rate for 15 months and NO annual fee!
Does your current credit card pay you?
If you are interested in getting paid each time you spend, drop your email in the comments, and I will send you information. (If you don't want your email in the comments, you can message me instead.)
Happy reward earning while responsibly spending!
Fashionably Yours,
The Thrifty Stylista